Course Overview:

This course provides a comprehensive introduction to Financial Literacy, covering all aspects of personal finance, including budgeting, spending, saving, investing, insurance, credit and debt management. The goal of this course is to teach students how to make smart financial decisions and become financially literate.

Objectives:

At the end of this course, students will be able to: - Demonstrate an understanding of managing their finances, budgeting, spending, saving and investing - Identify potential investment options and strategies - Access resources for guidance and financial advice - Develop and maintain good credit - Describe the various types of insurance and the benefits of each - Analyze how their financial decisions can affect their future

Course Outline:

1. Introduction to Financial Literacy - Glossary of Financial Terms - Differentiating between Necessities and Wants - Learning to Live within Your Means - Budgeting Basics

2. Savings and Investing - Setting Financial Goals - How Interest Works - Building an Emergency Fund - Different Investment Options

3. Credit and Debt Management - Introduction to Credit - Types of Credit - Building Credit History - Managing Credit Card Debt

4. Insurance - Types of Insurance - Calculating Insurance Needs - Buying and Negotiating Insurance

5. Risk Management - Managing Risk - Building Wealth - Protecting Your Assets - Understanding Taxes

6. Conclusion - Making Smart Financial Decisions - Resources for Financial Advice - Taking Control of Your Finances - Scenarios and Case Studies

Assessment:

Students will be assessed through written assignments, quizzes, and a final exam covering the material presented in this course.