To save up: - I have been saving up for months to buy a new car. - She is saving up for a trip around the world next year. - They saved up enough money to start their own business. - We need to save up if we want to afford a down payment on a house. - He saved up his allowance to buy his sister a birthday present.

To splash out: - They splashed out on a luxurious vacation in the Maldives. - She decided to splash out on a designer handbag for her birthday. - We splashed out on a fancy dinner to celebrate our anniversary. - He splashed out on a new sports car after receiving a big bonus. - They splashed out on a lavish wedding ceremony.

To chip in: - We all chipped in to buy our friend a farewell gift. - Can you chip in a few dollars for the pizza delivery? - They chipped in to help their neighbor with the moving expenses. - We need everyone to chip in for the charity event. - He chipped in with his expertise to complete the project on time.

To cut back on: - They decided to cut back on eating out to save money. - She cut back on her shopping habits to pay off her debts. - We need to cut back on unnecessary expenses to meet our financial goals. - He cut back on his work hours to spend more time with his family. - They cut back on their vacation plans due to budget constraints.

To fork out: - He had to fork out a large sum of money for his medical bills. - They had to fork out for a new roof after a storm damaged their house. - She reluctantly forked out for a speeding ticket. - We had to fork out for a new computer when ours crashed. - They had to fork out a significant amount for their child’s college tuition.

To pay off: - All her hard work paid off when she received a promotion. - He finally paid off his student loans after years of making payments. - Their investment in the stock market paid off handsomely. - She hopes her dedication to her studies will pay off with a scholarship. - They are confident that their business venture will eventually pay off.