Make a budget and stick to it. Planning ahead and setting financial goals can help you prioritize what expenses need to be paid and how much money you will have for savings.

Track expenses. Knowing where your money is going is the first step to creating a budget. Tracking expenses can help you identify where you can save money.

Avoid impulse buying. Before you make any purchase, take a step back and ask yourself if you really need it. If the answer is no, then don’t buy it.

Cut back on non-essential items. Make a list of all the things you don’t need and don’t buy them. This will help you to save a lot of money.

Buy in bulk when possible. You can usually save money by buying larger quantities of items you use regularly, such as groceries and office supplies.

Utilize discounts and coupons. Take advantage of sales and coupons to get the best deals on items you need to buy.

Take advantage of free activities. There are lots of activities you can do for free or very little cost, such as going to the park, taking a walk, exploring your city, seeing a movie at a cheap theater, etc.

Reevaluate your housing need. If you are living beyond your means in terms of housing, then consider downsizing to a smaller place or getting a roommate. This can lead to a significant decrease in your housing costs and can help you save a lot of money.

Take advantage of technology and automated saving. You can use apps and websites to set up automated savings or even round up your purchases and save the difference.

Give up expensive habits and addictions. Things like smoking and drinking cost a lot of money. Consider quitting them and putting that money away instead.