When we say “accumulating and accumulating wealth is not a debt to our future generation, but a legacy,” we are emphasizing the idea that building wealth and leaving it behind for future generations is not a burden or obligation, but rather a valuable inheritance or gift. It implies that the accumulation of wealth is a responsible and positive action that can provide opportunities, security, and prosperity for future generations. It suggests that the wealth accumulated today can be used to create a lasting impact and contribute to the well-being and success of future family members or society as a whole.